Yes, change the background. See if you can replace those black windows with blue sky, and it should look brighter compared to the inside anyway.
The direct sun is coming at a strange perspective, as if the sun were a lightbulb only a few feet outside of the window. In real life, the distance from the earth to the sun is several feet further than that.
Try switching it to a directional light, or else move the light source much further away.
You really need some fill light from the sky. If it’s daytime, the sunbeam wouldn’t enter by itself, there would be lots of light from the sky entering at all angles. You may need 4 or 5 area lights outside the window to get the daylight effect coming in from all angles.
I don’t see the GI yet, if it’s there. When you do GI, post a pair of images one with and one without, so I can see what the GI adds.
-jeremy