Alright here is the final draft with my annotations:
www.darktownart.de/GirlsSet1_FinalDraft.doc
Overall I am VERY happy with this one! You brought up some excellent tips about folds and texturing and some other useful settings in Photoshop. Excellent!
TO send this over for test layout, I would need this final file in a folder together with ALL the images you used there. (The images cannot be worked into layout when put into a doc file, this is why we need them to be delivered separately, too)
Thanks a lot!! 
- Anne

