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Old 11-08-2012, 08:00 PM   #31
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Originally Posted by WyattHarris
Uh no, the US has a fantastic health care system. I can get service whenever I call for anything usually within an hour or two. I don't need it much but my kids do all the time for specialized care.


LuisRiera was talking about a national health care system, not a private one.
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Old 11-08-2012, 08:30 PM   #32
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Quote:
Originally Posted by WyattHarris
Uh no, the US has a fantastic health care system. I can get service whenever I call for anything usually within an hour or two. I don't need it much but my kids do all the time for specialized care.


If you have tons of money, it is "fantastic".
Service is good but not great. I usually need to wait 2-3 week to see a doctor.
It's like paying for the price of Porche to get BMW.

Oh.. and drug price is crazy.
The same drug I can buy at $20 in Korea is $100 here.
The funny thing is that the drug is made in US.
 
Old 11-08-2012, 08:46 PM   #33
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Haha, in Ukraine AAA foreign companies provide a medical care, which consists of 150$ dental treatment.
 
Old 11-08-2012, 09:03 PM   #34
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Originally Posted by mister3d
Haha, in Ukraine AAA foreign companies provide a medical care, which consists of 150$ dental treatment.


considering 1 tooth implant is over $3000 here in Toronto, i have friends flying back to east europe and for $2000 they do all their teeth. The funnier part is the dentists i have had over here have older technology than the ones in the crappier countries as it were due to the fact that here i can afford "normal" service, while with less money, but over there, you're in the higher end.

Its all relevant to the area. $150 for dentist there is probably like $1500 here. They give you a a wash twice a year, a few xrays, boom gone.
 
Old 11-08-2012, 10:30 PM   #35
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Quote:
Originally Posted by gandhics
If you have tons of money, it is "fantastic".

Wait, was that directed at me? Please describe this "tons of money" you speak of.
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Old 11-08-2012, 11:26 PM   #36
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Originally Posted by WyattHarris
Wait, was that directed at me? Please describe this "tons of money" you speak of.


I'd like to know that as well.
 
Old 11-09-2012, 12:26 AM   #37
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Quote:
Originally Posted by WyattHarris
Wait, was that directed at me? Please describe this "tons of money" you speak of.

Quote:
Originally Posted by redbellpeppers
I'd like to know that as well.


He said you need tons of money to have good health insurance. He's not wrong.
US insurance IS expensive. How expensive you say? THE most expensive...
Look here:

http://www.thehappymd.com/wp-conten...infographic.png

http://static6.businessinsider.com/...2-960/chart.png

So relative to the world, yes, you DO need a ton of money.
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Old 11-09-2012, 05:46 PM   #38
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Quote:
Originally Posted by gandhics
If you have tons of money, it is "fantastic".
Service is good but not great. I usually need to wait 2-3 week to see a doctor.
It's like paying for the price of Porche to get BMW.

Oh.. and drug price is crazy.
The same drug I can buy at $20 in Korea is $100 here.
The funny thing is that the drug is made in US.


I don't have tons of money and yet I get great service and care with very little wait time. In fact, this week I needed to see an opthamologist about a relatively serious eye condition that I deal with and got an appointment to see him within two days of calling his office.
I don't ever remember having to wait more than a few days to see any of my doctors.
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Old 11-09-2012, 06:22 PM   #39
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Quote:
Originally Posted by Locutus
I don't have tons of money and yet I get great service and care with very little wait time. In fact, this week I needed to see an opthamologist about a relatively serious eye condition that I deal with and got an appointment to see him within two days of calling his office.
I don't ever remember having to wait more than a few days to see any of my doctors.


Do you look at what your monthly healthcare deduction from your paycheck is? Do you check online to see the amount your company paid to the health care provider for the services? It's likely the costs are bigger than you realize. These are the "hidden" costs that are killing healthcare (and many business' ability to operate) in the US.
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Old 11-09-2012, 06:34 PM   #40
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Quote:
Originally Posted by Artbot
Do you look at what your monthly healthcare deduction from your paycheck is? Do you check online to see the amount your company paid to the health care provider for the services? It's likely the costs are bigger than you realize. These are the "hidden" costs that are killing healthcare (and many business' ability to operate) in the US.

Of course I'm aware of the deductions from my paycheck, but what the heck does that have to do with having tons of money? I'm not rich.
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Old 11-09-2012, 08:34 PM   #41
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Most people in the US get their healthcare from their job - if you don't have a job or are self employed (especially with a family) healthcare is very expensive here. I own my own company - healthcare for myself, my wife and 2 kids is almost $2.5K per month. That's close to $30K per year (not including all the money that will be paid in co-pays and deductibles). Considering that the median US income for a family in 2011 was about $50K try reconciling that with paying $30K for your own insurance. Yes - you can get lower rates with tradeoffs to co-pays and deductibles...just pray you don't have a pre-existing condition or you are f*ed. Probably the biggest road block to people starting their own company is health insurance (which is a *real* risk...not a "I have 20 million bucks but am putting 1 million in a hedge fund with a high percentage of massive returns' risk.... ....sorry, off topic).

So yeah - healthcare in the US is very good if you can afford it or are employed with a good plan.

-Greg
 
Old 11-09-2012, 08:43 PM   #42
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Quote:
Originally Posted by Locutus
Of course I'm aware of the deductions from my paycheck, but what the heck does that have to do with having tons of money? I'm not rich.


But the costs are still there, they are just not all shouldered on you. It still costs "tons of money" no matter where that money comes from. Depending on where you work and how good their insurance coverage is, the employee generally pays a lot of the premium (plus co-pays, oop expenses, drugs or services that aren't covered, etc.).

(And well said, Greg. That's puts a point on it, for sure.)
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Old 11-09-2012, 08:56 PM   #43
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Quote:
Originally Posted by Artbot
But the costs are still there, they are just not all shouldered on you. It still costs "tons of money" no matter where that money comes from. Depending on where you work and how good their insurance coverage is, the employee generally pays a lot of the premium (plus co-pays, oop expenses, drugs or services that aren't covered, etc.).

(And well said, Greg. That's puts a point on it, for sure.)

You didn't say anything about "tons of money no matter where that money comes from" You implied that one has to be rich to have good insurance.
The whole point of having insurance is so that one doesn't have to shoulder all of the cost so your comments aren't making any sense.

Now, if what you mean is that health care costs are high and you have to be rich to handle those costs without insurance, then maybe you have a point.
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Old 11-09-2012, 09:07 PM   #44
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Originally Posted by Locutus
Now, if what you mean is that health care costs are high and you have to be rich to handle those costs without insurance, then maybe you have a point.


Have you ever actually paid for full family health insurance out of your own pocket (not through an employer)? It sort of depends on what your definition of "rich" is, doesn't it?
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Old 11-09-2012, 09:11 PM   #45
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Quote:
Originally Posted by Artbot
But the costs are still there, they are just not all shouldered on you. It still costs "tons of money" no matter where that money comes from. Depending on where you work and how good their insurance coverage is, the employee generally pays a lot of the premium (plus co-pays, oop expenses, drugs or services that aren't covered, etc.).

(And well said, Greg. That's puts a point on it, for sure.)


Completely agree.

If you work for a decent-sized company and are LUCKY enough thay they provide decent insurance - great. I worked for a relatively large company and my health benefits were taken care of by the company. When they folded, I worked for a VERY small company that didn't have health insurance at all. I was (relatively) young (30's) and didn't have any kids. My wife was covered where she worked. Had anything catastrophic happened to me, I would have shouldered ALL of the (expensive) bills. Now I'm self-employed and spend about $500/month in premiums. That's LOW. Of course our trade-off is we have a HIGH deductible and no dental. If we had kids we'd be screwed. Hopefully with the Affordable Care Act (ObamaCare) things will get better - though that will probably take quite a bit of time.

The American health system is GREAT - but unless you have a decent job and are covered through THEM, it can cost you two arms and two legs. ObamaCare is a step in the right direction, but there is still MUCH to do here.
 
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