I am hopeful I might be able to get an answer to this question somewhat quickly. I am using the Use Background Material on a water place holder so my image can come through, but I can still get the shadows off other objects on the water. I completed everything, rendered it and it all looks good. I am now trying to save the image as a .tga and ran into a problem. The saved file is showing the water like its a Lambert material colored white. It does this for a .tif file as well, but the only file I have found it works with is a .jpg file which is the only one I don't want.
Anyone have any ideas?